Terms of Service
Last updated: January 5, 2026
1. Introduction
These Terms of Service ("Terms") govern your access to and use of the Flowly website and related web services ("Service").
By accessing or using the Service, you agree to these Terms.
2. The Service
Flowly is a personal finance application.
The website may provide information about the product, allow users to join a waitlist, contact team and receive updates.
The Service may be updated, modified, or discontinued at any time.
3. No Financial Advice
Flowly does not provide financial, investment, tax, or legal advice.
Any information provided through the website is for informational purposes only and should not be relied upon as professional advice.
4. Eligibility
You must be at least 18 years old to use the Service.
5. Intellectual Property
All content, trademarks, logos, and software associated with Flowly are the exclusive property of Flowly or its licensors.
You may not copy, modify, distribute, or use any content without prior written consent.
6. Acceptable Use
You agree not to:
- misuse the Service,
- attempt unauthorized access,
- interfere with website security or functionality.
7. Third-Party Services
The Service may use third-party tools for website functionality, analytics, and marketing, subject to your choices and as described in our Privacy Policy.
Flowly is not responsible for the content or practices of such third parties.
8. Disclaimer of Warranties
The Service is provided "as is" and "as available".
Flowly makes no warranties regarding availability, accuracy, or reliability of the Service.
9. Limitation of Liability
To the maximum extent permitted by law, Flowly shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.
10. Changes to the Service or Terms
Flowly may update these Terms from time to time.
Continued use of the Service constitutes acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of Poland and applicable EU law.
12. Contact
For questions regarding these Terms, contact: admin@goflowly.ai